These towels led to a financial epiphany.

I recently did a little refresh of my bathroom. Got a new rug, added a shelf, changed out some decor–nothing huge, just a little update. In the process, I realized that I didn’t really have hand towels that matched that bathroom. I have towels I could use in there, but nothing particularly remarkable, and definitely not worthy of company. As I was explaining this to my Mom, saying that I thought it would be “okay” to buy nice towels in case I had guests, she said something that got me thinking…

She said, “It actually doesn’t matter if another soul ever sees them. You deserve nice towels because YOU live here.”

I’ve thought about this a lot through the lens of having clarity about my financial priorities. It may sound cliche, but my home is a sanctuary. A place of rest that brings me a lot of peace. Why WOULDN’T my budget be structured to reflect that space as a priority?

You may look at your own situation and decide that your focus is elsewhere: travel, experiences, special interests like music or woodworking. Think about what brings meaning and joy into your world and when presented with financial choices (like shopping for things you don’t really need, looking at myself), use that opportunity to decide where those discretionary funds can really serve you more fully.

What are YOUR financial priorities for your discretionary income? What places in your world are the most important? Like my hand towels, what purchases have you felt you needed to “justify”? Let us know in the comments!

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