Money Apps We Love!
If you've ever found yourself wondering what tools WE use to track our own personal finances, this is your lucky day! We've compiled a list of tools & apps that we love to help track your spending, pay down debt, teach your kids about money & just generally make your financial life easier:
For Debt:
Undebt.it–This is our #1 recommendation for tackling debt. Choose from 8 different payoff methods & change it any time.
Debt Payoff Planner-This app gets high user ratings for ease of use & easy to understand visuals.
For Saving;
Tracker– Tracker automatically transfers to your savings account every day based on the balance limits you set. I don’t even notice it coming out of my account so it’s a pleasant surprise to see the savings pile up.
Unsplurge– Set saving goals & track your progress. Watch other users progress for a sense of community & accountability.
Acorns– Rounds up purchases & invests the difference automatically
Tracking spending / budgets:
Rocket Money – Set budgets, track spending, investments & assets. Rocket can also negotiate bills for extra savings. Their negotiation tool has saved me hundreds this year!
QB Online Ledger– QB online now offers an option called “Ledger” that is a wonderful lower cost option for people who are familiar with QB for their business & want to use it for their personal finances.
For sharing expenses: Splitwise- For groups sharing expenses, save the hassle of nickel and diming constantly. Users put in expenses & the app does the bottom line math for you. It can even factor in unequal splits or by percentages.
For kids:
Greenlight–Amy is such a fan of Greenlight that she used a swear word when I asked her about it. Add money, set spending limits, track usage. They can connect it to their phones and devices. Amy’s favorite feature? “Now that I have a driver in the house, I can put $20 in her account & send her to pick up groceries. I can also put money in her account for fuel & restrict it so it can only be used for gas.”
We love tools that make finances easier (and by extension make life a lot less complicated). What apps & tools do you use to streamline your saving and spending? Comment below
