There comes a time when your kid asks for something and you say no. There’s a million reasons why–it’s crap, they just don’t need it, you don’t want to overindulge them–the list is endless and valid. Today, let’s talk about the most common reason–you simply cannot afford it.

Looking for something to read over the next couple months while it’s cold and you’re snuggled up inside or maybe you are looking for a practical gift to put under the tree? We have you covered! Here are a couple great reads to help you and your kids navigate a financial education together!

Every year as it gets closer to holiday gift giving time, we encourage you to shop small and support your local businesses. This year is no different, but since we know times are tight, we also wanted to share a few ways you can support and encourage local small businesses without spending a dime.

In the interest of transparency, I'm about to tackle a subject that I still struggle with. I KNOW the difference between wants & needs, yet the immature part of my brain often takes over. If justifying purchases I don't actually need were an Olympic sport, I'd be a gold medalist.